IMPAIRED RISK

As you know, rising health insurance rates are precluding many people no other choice but to go without health coverage.

Offering health insurance to those who are classified as "uninsurable" is worth the effort and GrosJean and Associates provides possible options. We believe that we have something for everyone. GrosJean and Associates has found a solution by providing unique medical plans for small businesses and individuals with no or limited medical underwriting. We have been serving this marketplace for the past 14 years.

If you have ever been:

  • Declined for Coverage
  • Rated or have a Permanent Rider
  • Can’t afford your coverage and had to raise the deductible so high, you feel that have no insurance.
  • Under Age 65 on Medicare
 

          We have access to fully insured plans that cover:
 

         Medical, Life and Disability Insurance

   Or, Have you have had:

  • Heart Disease
  • Diabetes Stroke
  • Smoker
  • Sleep Apnea
  • Depression
  • Cancer
  • Alcohol/Substance Abuse
  • Driving Violations
  • Other Ratable/Declinable Condition
  • Under Age 65 on Medicare.

 

 

 

2. Fill out the Underwriting Questionnaire:

This will allow GrosJean and Associates to review and make recommendations.

3. or go to the following links for direct access to the products so you can review their specific benefits and rates.

 

Links to:

Value Med Plan

24 Hour Limited Benefit Hospital Plan!

Value ER Plan                                                                                     

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